We offer trusted assistance in your financial decisions. Our highly knowledgeable staff can help assess your current situation and provide alternatives to get you into your dream home. Now is the time to purchase.

There are many different options when purchasing a home. Vinson Mortgage is here to tailor to what your goal in mind is.

• Looking to qualify for the $8,000 tax credit?
• How much of a home can I afford?
• Does my area qualify for 100% purchasing?
• Purchasing a primary home or looking to purchase a second home?
• How much of a down payment do I need, or do I need any at all?

Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value. We continue to offer USDA, VA, and FHA loans. Give us a call, and we can help you determine exactly how much you can afford. Or simply apply now!